And I had so much shame and stress about it.

I had left a 15 year teaching career where I was used to having a regular salary and while I had a phenomenal first year in real estate with 17 transactions, I still ended up with $54,000 debt by the end of the year. And I carried that debt for several more years because, even though I was making excellent money, I didn’t know how to manage my cash flow or my business expenses.

It left me feeling like a fraud and a failure even though I was hitting all the external measures of success like brokerage and Medallion Club awards.

Eventually, I plucked up the courage to share my distress with a money coach/financial planner I knew. She worked with me on two levels to eliminate the debt: 1) the level of DOING and 2) the level of BEING.

DOING: We set up a proactive process so that I could eliminate the debt and be completely aware of what I need to cover business costs, basic living expense, pay the debt and still have some money for savings and to go on vacations.

BEING: We explored who I was being that created all this debt. And we came up with a plan to change certain behaviours in order to eliminate the debt. One of the most important habits I implemented was my weekly money date – money is far less stressful when you actually know what’s going on, so looking at my accounts and clearing any credit card balances weekly really helped me to feel more empowered about money.

Working with this money coach was great. It was the beginning of a complete overhaul of my relationship with money.

But it wasn’t enough. Too often, I still felt that too familiar stress about not having enough money to live the life I wanted and the “rules” she gave me for managing my cash flow felt restrictive and limiting. But I stuck with it because I wanted to clear the debt (which I eventually did) and I didn’t know what else to do.

Then, when I started coaching, I realized I wasn’t the only Realtor who struggled with money challenges, either in the form of debt, un-paid taxes, roller coaster bank balances or simply not having enough to fund their dreams and legacy.

Before I could help my clients, I knew I had some work of my own to do to transform my experience of and relationship with money. You see, I am not the kind of coach who will promise you something will work if I haven’t proven it on myself.

So, I set about finding a money coaching program that aligned with me. I ended up finding two. The first focused more on the practical side of money management and cash flow, but from a much more empowering and expansive place than what I had been doing until then. The second was more focused on the energetic and emotional experience of money. Both are equally important. And both now form the foundation of how I help my clients to overcome their money blocks and create profitable businesses with sustainable cash flow.

I call this the Aligned and Prosperous way. I have created this approach to help you have a different experience with creating wealth.

Here’s what I have found to be true for me and for all of the clients I have worked with over the past 5 years: a better relationship with is rooted both in practical and energetic shifts in the way you interact with money.

PRACTICAL: I have created tools and a methodology that will help you change the way you DO money. It starts with asking yourself how much money do you want to have and what do you need to DO differently in order to create more prosperity?

ENERGETIC: The energetic work with money is crucial because if you have any negative emotions or thoughts about money, you will block yourself from having it. So we start with the question “Who would I need to BE to have income never be a problem and to have steady cashflow to support the life I want?”

The full process that I have created is available to the Aligned and Prosperous Academy members and my private coaching clients. And once a year, I teach the foundational elements of Profit Planning at my annual Master Plan one day business planning retreat.

If you are ready to run your business like a business and invite a more steady stream of income, it starts with having a Profit Plan.

Sign up for the Aligned and Prosperous newsletter and be the first to know when the Master Plan registration is open. Or, if you want to learn more about private or group coaching options book a discovery session with me here